If you ever wanted a summary of the performance of the mal-performing Healthcare.gov exchanges, just look at the graph below:
The Federal exchanges are doing the worse by far. The healthcare exchanges, run by the federal government, is a classic example of over-arching Information Technology projects. The IT industry has a horrible record of project failures, something like a 60 to 70% failure rate. The reason: too ambitious goals and over-arching reach for 'comprehensive' systems.
I have said that comprehensive anything from Washington is a flop. I rest my case.